Terms and Conditions
Welcome to Guardian Insurance ("Company", "we", "us", or "our"). By accessing or using our website or services, you agree to be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use our services.
1. Use of Services
You agree to use our services only for lawful purposes and in accordance with these Terms. You must be at least 18 years old to use our services or enter into an insurance agreement through our site.
2. Insurance Quotes and Coverage
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Quotes provided through our website or agents are estimates only and are not binding until a policy is issued.
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Final premiums, terms, and coverage amounts are subject to underwriting by the insurance carrier.
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We do not guarantee approval or issuance of any insurance product.
3. No Professional Advice
Information provided on our website is for general informational purposes only and does not constitute legal, financial, or insurance advice. Always consult a licensed insurance agent or legal professional for guidance specific to your situation.
4. Accuracy of Information
You are responsible for providing accurate and complete information when requesting quotes or applying for coverage. Misrepresentation may result in denial of coverage or cancellation of a policy.
5. Intellectual Property
All content, including but not limited to text, logos, graphics, and layout, is the property of Guardian Insurance and is protected under copyright and intellectual property laws. You may not reproduce or distribute any content without our express written permission.
6. Limitation of Liability
To the fullest extent permitted by law, Guardian Insurance and its affiliates are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services, website, or any insurance product obtained through us.
7. Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content, terms, or privacy practices of those third parties.
8. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.
9. Policy Changes and Cancellations
Insurance policy terms, including cancellations and refunds, are governed by the individual carrier’s terms and applicable state laws. Please review your policy documents carefully.
10. Modification of Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to our website. Your continued use of the website and services after such changes constitutes your acceptance of the updated terms.
11. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the state of [Your State], without regard to its conflict of law principles.
12. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
Guardian Insurance
Email: info@go-guardian.com
Phone: 770-969-5666
Address: 8420 Senoia Rd Suite 101. fairburn, GA 30213
